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Our emotions have a big impact on our spending. Nourish this with some generosity and gratitude. Click through to find out different ways to practice generosity in your day to day life!

Making decisions based on your emotions is usually a recipe for misfortune. In fact, personal finance 101 discourages emotional spending. But…emotional spending is awesome in certain situations.

Why do I say this? Because right now the world feels very bleak. A part of my brain is telling me it’s always been this way. It still doesn’t help the emotional part of my mind from thinking about all that’s going on right now. People are scared, they feel afraid, angry, and unsure of how to continue to move forward.

The past few months have left people to try and make sense of the environment around them and how to foster growth and change in the face of active resistance. It’s been confusing, sad and frustrating. Providing budgeting and saving tips feels empty without addressing the emotional impact people have had lately. All the money tips in the world won’t help if your emotional confidence doesn’t feel full.

Formulating words, messages, and bonding with others. Connecting with people and letting them know they’re understood has been more important than ever.

In times of negative emotions and bleak outlooks, generosity becomes critical. Helping one another out and being there for people. There are a few ways to do this. Donate money or donate your time. Look up organizations that need help and see if you can donate a set amount to them. Find charities whose mission you passionately agree with and get involved with helping them out.

Below is a list of some popular organizations you can learn more about and consider donating to. Use a site like Charity Navigator to figure out the financial health and accountability of different charities.


Planned Parenthood: There has been lots of talk of defunding Planned Parenthood. For decades the organization has provided reproductive health services to women at affordable costs. Half of your donation will go to your local Planned Parenthood affiliate and half to the Planned Parenthood Federation of America. Donate here

Center for Reproductive Rights: advocates for reproductive rights, access to birth control, and unbiased information on reproductive health. Donate here

National Resources Defense Council: They work to safeguard the earth, its people, plants, animals, and the natural systems on which all life depends. Donate here

Trevor Project: They provides 24/7 crisis intervention and suicide prevention for LGBTQ youth. Donate here

National Immigration Law Center: fighting for the rights of low-income immigrants through litigation, policy analysis, and advocacy. Donate or find out how you can attend a training here: Donate here

NAACP Legal Defense Fund: provides legal assistance to poor African Americans and civil rights and voting rights activists. They bring lawsuits against any violators of civil rights.  Donate here.

Do you want to voice your concern to Senators and representatives? Call them! Talking on the phone is a weird foreign thing nowadays but calling (compared to tweeting or Facebooking) is the most effective way to reach them. Find their phone numbers here. Find your congressional district here.


For personal finance, consider getting involved with the Rockstar Community Fund. They do various initiatives focusing on helping one another out, spreading joy, and helping people kick down their debt.

Aside from donating money and voicing concerns, find other ways to connect with people and help out. Take time to express gratitude to someone you know, whether it be an old friend, family member, or someone else. Make discussion a habit and don’t rely too much on survivorship bias. Learn from others outside of your circle and viewpoint. Understand different perspectives and scenarios.

Practicing generosity, using your emotions, opens you up to a new state of mind. For me, it helps me appreciate what I have and develop a develop a deeper motivation for going after stuff.

Emotional spending is awesome and can be used for good. The “spend” part doesn’t always have to involve money. Generosity is spread in many ways. Make time for it. 


How do you practice generosity? 

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Colin // RebelwithaPlan

Colin Ashby is the writer behind Rebel with a Plan, a website dedicated to people who choose to rebel against the norm of living in debt and feeling financially unenlightened. He believes everyone has an eccentric quality to embrace and that lattes are sometimes a necessity (despite what the personal finance community tells you).

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